Ariana Leroux Mortgage Blog

So I came across an article in the Globe and Mail the other day titled, " Mortgage seekers wonder: Broker or Bank? " And I gotta say, as a mortgage broker whom has come from the banking industry it has left me with a few unanswered questions. But lets see if we can break this article down a bit shall we? " Among the many tough decisions first-time home buyers face is whether to use a mortgage broker or rely on a bank to secure a mortgage. " Is how the article starts, so lets start playing with this puzzle shall we. This statement, '... or rely on a bank to secure a mortgage... ", did the author of this piece not understand that mortgage brokers can use banks to secure mortgages for their clients? Several in fact. Myself here in Alberta, I can use TD Canada Trust, Scotiabank, Canadian Western Bank to name a few.    Another puzzle piece is in paragraph 3, "... The latest, passed last fall, requires those who are applying for an insured mortgage...

Splitting up, Separating and Divorce ..... now what happens? This can be a hard, confusing and emotional time for most people. Questions in your head spinning outta control, with the "what if's" piling up and weighing you down..... How does one partner keep the home? Can you keep it? How does one partner get paid out from the home? What can we do with all this joint debt? Can we pay out debt? If I am getting alimony can I use that as income? Does child support count? What if I do not have a job?  What if I am paying alimony and or child support, how does that affect how I can get a home? .... the questions can just keep on spinning and piling up! Now more than ever you need some experts in your corner and a licensed mortgage broker would be the best solution for your mortgage questions. And breath easy there are solutions, but we need to make sure all the right things are in place first. When I am talking to one or both of the parties involved in a divorce or separat...